1
Know What You're Working Toward
Not just what you're running from, but what you're building toward
What does financial freedom look like for you? Be specific.
List 3 things you're working TOWARD (experiences, security, lifestyle):
1.
2.
3.
Why do these matter to you? What will they give you?
2
Understand Your Money Stories
The beliefs running in the background of every decision
What did you learn about money growing up? What phrases did you hear?
Do you see money as scarce or abundant? Why?
What's one money belief that's been holding you back?
What's a new money belief you want to practice?
3
Be Honest About Where You Are
No judgment, just reality
Current Financial Snapshot:
| Category |
Amount |
| Monthly Income (after taxes) |
|
| Total Savings |
|
| Total Debt |
|
| Monthly Fixed Expenses |
|
| Emergency Fund (months covered) |
|
Where does your money actually go each month? Track your top 5 spending categories:
1.
2.
3.
4.
5.
What surprised you most about looking at these numbers?
4
Define What "Enough" Means for You
Your definition, not society's
What does "enough" look like for you in each area?
Emergency Fund:
Annual Income:
Home/Living Situation:
Lifestyle Spending:
How will you know when you've "made it" financially?
What are you chasing that doesn't actually matter to you?
Your Clarity Commitment
Based on what you've discovered, what's ONE thing you'll do differently this week?
Who can you share this journey with for accountability?
When will you revisit this worksheet? (Suggestion: quarterly)
Date: